Tax Monkey

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Pick your current country, click "+ more" for the full list.
Unsure which income type?
Most freelancers, designers, writers and developers use Client / freelance work. Creator money goes here too — brand deals and sponsorships, Patreon and memberships, course and digital-product sales, affiliate income, YouTube and ad revenue, newsletter subscriptions. If you earn it from your audience or your clients rather than from a registered company, it belongs in Client / freelance work. Money your own company earns and keeps goes in Business / company profit. A book, song, film or patent that pays you royalties goes in Royalties / IP. Crypto and share gains go in Capital gains. If you only have one kind, just fill one row.
How your income gets taxed
Your income is usually taxed where you live. Salary, dividends, investment gains and interest are taxed personally, in your own name, at your country's rates. Some kinds — freelance work, royalties and your own company's profit — can instead be earned through a company, which in some places is taxed more gently. Either way, the everyday costs of running your work come off first, so you're only taxed on what's left. Pick a setup on the right and we show what each one would really cost you.
What your royalties come from
Some countries give their low IP rate only to certain work, so we use it only when yours counts; creative work rarely qualifies.
Total €0 / yr
Money you spend to run the business (tools, contractors, travel) comes off before tax, so you're taxed on what's left.
Total amount you're taxed on€0
Tap once to favour a region, twice to rule it out. The ranked moves below follow your choice; leave them all off to see everywhere.
I have a partner with their own income
we model them separately, not merged into your numbers
A sale, raise, inheritance or windfall ahead can change the best move and its timing. Add yours and the engine shows what it would mean; the precise multi-entity routing is part of your Blueprint.
Run the company for real from the company country
a real office, a manager, staff. This is what stops your home country taxing the company as if it never left.
Some countries let you buy your way in
Places like Greece, Italy, Monaco and a few Caribbean islands only let you settle if you bring serious capital, so by default we keep them out of your picks. If you have it, tell us your total assets and we'll add the ones you'd qualify for.

Just you, or a company? Snap it together and see.

You don't need to own a company to use this. Place your income and the countries you're weighing, and the engine compares keeping it simple — taxed as just you — against running it through a company, then shows which leaves you with more. The company step below is an option we test for you, not something you must have.

Income source
Income
Add your income on the left to begin
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Company · optional, only if it helps
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Tax residence
Tax rate
,
before deductions
Effective tax rate
,
after deductions, incl. health & social
Corporate Withholding Personal Social Take-home
Your current build
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Deep planning, multi-entity strategies PRO

Holding companies, trusts, and two-country setups (one company that owns another) are part of your Blueprint. This free board already gives you the verified core, where to incorporate and where to reside. The Blueprint layers the advanced wrappers on top and exports your full sourced plan; Guardrail then keeps it safe, tracking your days and watching the law & court rulings that affect your setup, with email + SMS warnings.

See plans →

Ranked builds

StructureEff. rateTake-homeStatus
Sources behind the selected structure
Tax Monkey · research preview · every figure here comes from our checked engine, not a rough calculator. Countries we haven't finished checking are held back and never recommended, even when their numbers look better. This is information to plan with, not advice; the deep report models your exact assets and what you'd owe on leaving.
Tax Monkey provides verified information for research and planning, not legal or tax advice. Confirm any decision with a qualified lawyer or accountant before acting.